Frequently Asked Questions

Is there a money back guarantee?

We stand behind the quality of our consumer credit restoration services and are committed to delivering results. If you do not see any progress or improvements in your credit profile within the first 90 days of active service, we will provide a full refund of any payments made during that time.

To qualify for the money-back guarantee, you must:

1. Provide all requested documentation and information needed to process your case in a timely manner.

2. Ensure your account remains active, with no interruptions or missed payments, during the 90-day period.

3. Follow the customized action plan we provide to support your credit restoration process.

Our goal is to help you achieve your credit restoration goals effectively and efficiently. If you're not satisfied with the results after 90 days of active service, we’re here to make it right.

Are there any discounts?

While we do not offer direct discounts on our consumer credit restoration services, we invite all of our clients to join our Referral Program as a way to earn rewards. For each referral you make who successfully completes at least one round of disputes, you’ll receive a $25 referral payment as our thank you.

As a participant in our Referral Program, you’ll gain access to a dedicated portal where you can:

• Submit and track your referrals.

• Monitor the status of each referral.

• View and manage your referral payments.

Our Referral Program is a great way to offset the cost of services while helping others take steps toward improving their credit. It’s easy to join and rewarding to share!

How long does the credit restoration process take?

The credit restoration process varies depending on your individual credit profile and the complexity of the items being addressed. On average, clients begin to see results within the first 30-90 days of active service, with significant progress typically achieved within 6 to 12 months.

Factors that affect the timeline include:

• The number and nature of negative items on your credit report.

• The responsiveness of credit bureaus, creditors, and collection agencies.

• Your level of engagement in providing the necessary documentation and following the recommended steps to support your credit restoration efforts.

While we strive to expedite the process as much as possible, achieving optimal results requires patience and consistency. Our team is committed to keeping you informed every step of the way and working diligently to help you reach your credit restoration goals.